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Wednesday, March 11, 2009

Affordable Healthcare Exists, But is Ignored

HSA plans offer affordable health insurance for all Americans. This is not some sort of joke. Anyone can go out and by a plan for under a $100/month today.

I have an HSA with BCBS and it covers my whole family for $180 a month. I've never had any problems with it and my out-of-pockets have been consistently lower than I expected. Indeed I pay less now with my HSA than I paid with my employer-sponsored insurance!

For a single working person, an HSA plan would cost about $85/month. And most plans cover well visits, prescriptions, etc. They also have affordable dental options.

I don't understand why people think this doesn't exist. All you hear about on the news is how it costs "thousands" a month to get health insurance. No. That's how much it costs to get a "health maintenance plan"... not insurance.

Americans don't need "managed care". What we need is insurance against catastrophic illness. And it's available for a reasonable fee.

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